Insurance is often under-rated in this part of the world, be it health, life, or business insurance. Auto insurance is mandatory, however, if one owns a vehicle and a roadtax permit can only be issued with a valid insurance coverage.
If you own a business, an important thing to do is to sign up for a commercial general liability insurance. What does this insurance do? Commercial general liability insurance protects your business from common liabilities and this is the only way to protect your assets and yourself as it covers claims of bodily injury or other physical injury or property damage. For example, this insurance protects you if a customer is injured at your place of business. It would also cover damage or injuries caused by your employees at a client's site.
As a business faces liabilities everyday, having a commercial general liability insurance is the first line of defense against many common claims. Be a wise entrepreneur, sign up for this insurance. You would be glad you did.