If I were in the United States and looking for credit repair services, I would certainly turn to Repairyourbadcredit.com. Why is it important to fix my credit? This is so that I can borrow any type of loan easily and get it approved at a lower interest rate. Applying for a credit card would also be a breeze. All of these would not be possible if I have bad credit standing.
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wow..they have companies offering solutions to repair bad credit. I wonder if they have such services over here.
ReplyDeletePay all your debts and cut all the cards. :D
ReplyDeletehmmm, repairing bad credits?? something interesting.. so does that mean to loan money??
ReplyDeletethe best way is actually to spend wisely i'd say.. :)
Mei Teng, I wondered about that too but I haven't come across any such company here.
ReplyDeleteTekkaus, debts are definitely bad but cards may not be. I don't think I'll ever give up my credit card. It's too useful an item to do without. Never!
SK, not to loan money but related in a way. What they do is to study a client's credit report and then go to the company that scored the client badly for not paying bills, or paying late bills, etc. In the US, there is an Act that says the financial institution has to show proof of the clients' defaults and in most cases, they are not able to show proof (that usually dates back years ago) thus the bad reported item will have to be scratched off. This company that is tasked to repair bad credit goes down the list to one-by-one clear the record and eventually the client's record gets cleaned up resulting in a reversed credit standing to a good credit record. With a good record, he will now be able to get his borrowings approved and at a lower interest rate too. He'll also be able to get applications for new credit cards approved, for example. Cool, eh?