Asset-based bank loan

Need to improve company cash flow because your company is growing faster than your cash flow intake but you are concerned that you may not be able to get your bank loan approved because of the insufficient stationary tangible hard assets?

All is not lost as some banks consider inventory and receivables as part of the borrowing base.

Asset-based lending works well with manufacturers, distributors and service companies with a leveraged balance sheet whose seasonal needs and industry cycles often disrupt their cash flow.

Any company that is under-capitalized that has good performing receivables and is growing faster than its cash flow intake would be able to get an asset-based bank loan. Your financial institution would be able to advise you.