Many people here do not really pay attention to the types of credit cards offered thus not fully benefitting from the credit cards. This is partly due to ignorance of what's available. We need to be more aware of the types of credit cards available in order to take advantage of the special features or benefits.
How many consumers know enough to apply for cards with 0% APR credit card offers as opposed to those without? The next time should you apply for a credit card, you may want to take a closer look at what is being offered. It's to your benefit to be more discerning.