No matter what car you own, there is no escaping car insurance as car insurance is a compulsory requirement of owning a car. However, insurance costs vary depending on the model/make of the vehicle. Other factors that could affect the insurance cost are your driving history, who is the driver of the car, and what is the vehicle used for.
Even though car insurance is part and parcel of owning a vehicle, it is shocking that insurance costs have gone up. It is worthwhile to check out rates from various sources in order to secure the best deal. Luckily, there are steps we can take to lower insurance such as sometimes it may be cheaper to sign up for a new insurance rather renewing your insurance. That's what I did once and was surprised at how much I saved.
Another way to lower the insurance cost may be to add a second person that has a good driving record. It can help reduce the premium costs. If you are buying a new car, if it comes with free insurance, it would be a savings for you but then again, if you already have existing driving convictions, that would not help.
Of course, one of the surest ways to have a lower premium is to be free of claims because this will result in a discount for every year there is no claim.
Remember to shop around for the best deals. Also, loyalty pays with motor insurance so you may want to find the best insurer and stick with it. Talk about shopping, insurers advise shoppers to take it easy doing Christmas shopping so that they do not get into the Christmas car park stress.